jeudi 27 mars 2014

Credit Card Fraud & Details By A Long Island CPA

By Robin Setser


With so many cases of credit card fraud to speak of, it's surprising that so many people seem to succumb to it. While they may be careful about how much they spend and how often they use their cards, the truth of the matter is that there are still ways for others to make use of credit card numbers that aren't theirs. Are there ways for individuals to keep this level of fraud to a minimum? I believe this to be the case and I think that a Long Island CPA can prove useful here.

It goes without saying that your personal information is going to be important, so be careful about who has access to it. This goes for a number of different factors, Social Security numbers and street addresses amongst them. If you give these to an entity you're not familiar with, it's a risky move that any Long Island CPA will stress against. It is important to be careful about who has access to such things, as authorities the likes of Gettry Marcus will be able to relay to you.

If you can, make sure that you pay all of your bills through electronic means. This goes for credit card charges, student loans, and others which will typically call for you to mail out checks and money. However, physical matter is tricky; it is very easy for these kinds of documents to get into the wrong hands. Instead, seeing as how many companies offer methods of payments through the Internet, it is not unwise to make use of these more modern systems as they are typically more secure.

Above all else, at least in my opinion, it is worth keeping a close watch on your bank and credit statements every so often. Any Long Island CPA can tell you that it is important to look at how much money is being put forth for purchases and how recognizable they are to you. For example, what if you recognize a large payment made in your name and you have no recollection of it? The sooner that you are able to address this particular matter, the better off your financial standing will be.

The idea of maintaining a strong level of credit is one that everyone should have in mind, which is something that is hard to overlook. After all, a better credit rating can lead to a number of positives, such as the level of ease that comes with taking out a loan in the future. That being said, instances of fraud can play into this in the most negative of ways. If you take the proper precautions, then you may be comforted by the fact that your account will be that much more secure.




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